WASHINGTON STATE FAMILY CHILD CARE ASSOCIATION. ALL RIGHTS RESERVED. 2011.
We offer a supplemental Accidental /Medical Insurance to our members at a low cost. This insurance is a secondary coverage to the parent's insurance; it will pick up what the parent's Insurance won't cover, or all costs if there is no insurance.Sometimes the parent's insurance will deny them because the accident happened in childcare. This no fault insurance will cover those cases.
The cost is reasonable at $50.00 per year for up to 12 children. This includes a $12.00 processing fee.
In the event that you have an accident and may need to make an Insurance claim, the first step is to contact WSFCCA Treasurer, Joan Aarts at 1-888-866-2555.
Why should a provider carry Accidental/Medical Insurance?
Over half of our membership carry this valuable, affordable insurance. It is the most important insurance a provider can take to protect him / herself against an accident on his / her premises from a child, parent, or assistant getting hurt and needing medical care. We encourage providers to consider this membership benefit.
Accident claims must be filed within 90 days of the incident in order for the claim to be covered.
Liability Insurance, Health and Dental Insurance, Financial Services
Washington State Family Child Care Association encourages all providers to carry liability insurance. We do not recommend any liability insurance. You will find a list of carriers below. You must do your own research to know what you need and what the different companies offer.
Companies that offer Liability Insurance:
Adult and Children's Alliance Phone: 800-433-8108
Morgan and Associates, Inc. Phone: 877-799-8980
Thomco (AFDS) Phone: 888-515-8537
Tom Taylor Insurance Phone: 253-284-7900
Dental Insurance:
Elaine Hetterly, Dental Phone: 253-833-2191
*New Health Insurance Available*
Lifewise of Washington is a new Insurance option available for providers, spouses and their families.
Cameron Strong is the Agent for WSFCCA members. He can be reached at his office at 206-283-8737. Cameron's email is camstrong1@comcast.net .
Visit Lifewise on the web at www.lifewisewa.com and take a look at their many options available to suit your needs.
WSFCCA Members can enroll in Aflac benefits!
Aflac benefits pay cash directly to you and does not duplicate major
medical. This is important today because we have co-pays, deductibles and
lost wages, if we are sick or hurt. There are many policies to choose from
and many different degrees of coverage. Aflac benefits pay you regardless of
any other coverage you have, are tax free and belong to you at an
Association rate. If you have employees, we can offer you and expanded
package. Your ability to work is your greatest asset and you can protect
that by choosing an Aflac benefit that will pay you directly.
For more information please contact Lynn at 1 360 848-1267 or visit our
