Washington State Family Child Care Association

We offer a supplemental Accidental /Medical Insurance to our members at a low cost. This insurance is a secondary coverage to the parent's insurance; it will pick up what the parent's Insurance won't cover, or all costs if there is no insurance.Sometimes the parent's insurance will deny them because the accident happened in childcare. This no fault insurance will cover those cases.

The cost is reasonable at $50.00 per year for up to 12 children. This includes a $12.00 processing fee.

In the event that you have an accident and may need to make an Insurance claim, the first step is to contact WSFCCA Treasurer, Joan Aarts at 1-888-866-2555.

Click here to read our Master Policy.

Why should a provider carry Accidental/Medical Insurance?

Over half of our membership carry this valuable, affordable insurance. It is the most important insurance a provider can take to protect him / herself against an accident on his / her premises from a child, parent, or assistant getting hurt and needing medical care. We encourage providers to consider this membership benefit.

Accident claims must be filed within 90 days of the incident in order for the claim to be covered.

Liability Insurance, Health and Dental Insurance, Financial Services

Washington State Family Child Care Association encourages all providers to carry liability insurance. We do not recommend any liability insurance. You will find a list of carriers below. You must do your own research to know what you need and what the different companies offer.

Companies that offer Liability Insurance:

Adult and Children's Alliance Phone: 800-433-8108

Morgan and Associates, Inc. Phone: 877-799-8980

Thomco (AFDS)  Phone: 888-515-8537

Tom Taylor Insurance  Phone: 253-284-7900

Medical / Dental Insurance:

Elaine Hetterly, Group Health / Dental Phone: 253-833-2191

Washington State Family Child Care Association